Figuring out where you can use your EBT card can sometimes feel like a puzzle. You might be wondering if you can grab your usual Starbucks order while using your SNAP benefits. Specifically, a popular question is, “Does Starbucks take EBT in Target?” This essay will break down the answer and explore the ins and outs of using your EBT card at Starbucks locations, especially those inside Target stores.
The Direct Answer: Does Starbucks Take EBT In Target?
The short answer is generally no, Starbucks locations inside Target stores do not accept EBT cards. The reason is because the Starbucks inside Target are often run by Starbucks, but function under a different system than Target’s. Target itself accepts EBT for eligible food items, but the Starbucks within the store operates separately.

Understanding EBT and SNAP Benefits
EBT stands for Electronic Benefit Transfer. It’s like a debit card that holds your SNAP (Supplemental Nutrition Assistance Program) benefits, which help people with low incomes buy food. The types of food you can buy with SNAP are pretty specific: groceries like fruits, vegetables, meats, and bread are usually covered. Prepared foods and hot meals are generally not eligible, but it depends on the establishment. This is where things get tricky with Starbucks, as they mainly serve prepared foods and drinks.
When you go grocery shopping, you’ll see a lot of signs letting you know if they accept EBT. You can usually find a spot near the registers or on the doors of the store. Using your EBT card is straightforward. You swipe your card, enter your PIN, and the amount of your purchase gets deducted from your SNAP balance. It’s important to keep track of your balance so you don’t overspend.
Not every store accepts EBT, and what you can buy is often limited to certain items. The rules can vary, too. If you have questions about your EBT eligibility, or what stores in your area accept it, check with your local Department of Human Services.
Let’s consider the types of foods EBT covers.
- Fresh Produce: Fruits and vegetables are always good to go.
- Meat and Poultry: Gotta have your protein, right?
- Dairy Products: Milk, cheese, and yogurt are usually included.
- Breads and Cereals: Essentials for breakfast or a quick snack.
Starbucks and Food Items
Starbucks is famous for its coffee drinks and pastries, but the eligibility of their items varies with EBT rules. Coffee and espresso drinks themselves are not considered grocery items, which is why you can’t use your EBT for those purchases. The same goes for most of their specialty drinks, like Frappuccinos or lattes.
However, Starbucks does sell some items that might be eligible. These include some pre-packaged food items that meet SNAP guidelines. Things like bread, bagels, and maybe some unopened snacks might be something you can pay for with EBT if the rules permit. However, the vast majority of menu items don’t fall under SNAP’s regulations.
The question also gets complicated when you think about where the Starbucks is located. A Starbucks inside a grocery store, for example, might have different rules than a standalone location. The location might allow EBT for qualifying items. When in doubt, check with the store before ordering.
Here are some things you might find at Starbucks:
- Coffee and Espresso Drinks: Lattes, cappuccinos, etc.
- Pastries: Muffins, scones, and cookies.
- Sandwiches: Often pre-made and heated.
- Pre-packaged Snacks: Chips, trail mix, etc.
The Role of Target in the Equation
Target has its own in-store Starbucks locations. Since Target is a grocery store, it does accept EBT, but only for eligible grocery items that it sells. If you’re buying groceries at Target, you can definitely use your EBT card there. However, as we’ve covered, the Starbucks location inside Target is its own business and doesn’t follow the same rules.
This means that when you’re ordering at the Starbucks inside Target, your EBT card probably won’t work. You’ll need to use another form of payment like cash or a credit/debit card. The registers are separate, and the payment systems don’t integrate.
Target makes it easy to shop for groceries. There are a lot of options for SNAP-eligible items. You can typically find fresh produce, frozen meals, and other groceries. Keep in mind that prepared food items like salads, sushi, and hot bar options aren’t usually covered under EBT.
You’ll find a variety of food products at Target.
Item Type | EBT Eligibility |
---|---|
Produce | Yes |
Canned Goods | Yes |
Prepared Foods | Usually No |
Why the Difference?
The reason for the difference between Target’s EBT acceptance and Starbucks’ EBT acceptance comes down to several factors. First, Starbucks is a separate business entity. Even though it’s inside Target, it operates independently. They have their own payment systems and internal policies.
Second, EBT regulations are very specific about what can be purchased. SNAP benefits are primarily meant to buy groceries and essential food items to help people get enough to eat. The coffee drinks and prepared foods Starbucks sells are not the main focus of the SNAP program. However, certain Starbucks snacks might be covered if they follow SNAP guidelines.
Third, the point of sale systems (POS) at Target and Starbucks are different. Target has POS systems set up to handle EBT transactions for eligible products. Starbucks’ POS systems are tailored to their unique product offerings.
Consider these elements when thinking about why the programs don’t align:
- Separate Businesses: Starbucks is a separate entity.
- EBT Regulations: Strict rules about eligible food items.
- POS Systems: The payment systems don’t communicate with each other.
Alternative Payment Options at Starbucks
If you can’t use EBT at Starbucks, don’t worry. There are other payment options. You can usually use cash, credit cards, and debit cards to pay for your drinks and food items. Starbucks also has its own mobile app that allows you to load money onto your account, and you can use that to pay as well.
Starbucks’ payment options are usually pretty flexible. You can use a variety of payment methods. Make sure you ask about which cards or payment methods they accept. They often offer gift cards as well, which is another way to pay.
If you’re hoping to save money on Starbucks, you can use the Starbucks app to collect stars. These can eventually be redeemed for free drinks and food. Look for other promotions or deals that might be available.
Payment Options at Starbucks:
- Cash
- Credit Cards (Visa, Mastercard, American Express, etc.)
- Debit Cards
- Starbucks App (preloaded funds)
Checking for Updates and Policies
Rules and policies can sometimes change. If you’re unsure about whether you can use EBT at a particular Starbucks location, it’s always a good idea to check directly with the store. You can ask the barista when you’re ordering. You can also find information online through the Starbucks website.
When you’re out shopping, keep your eye out for any signs posted near the register, as well. These signs will usually state whether the store accepts EBT or not. This way, you’ll know whether you need another form of payment when you get to the front.
Things can vary from state to state or even store to store. Policies and guidelines are subject to change. Double-check if you are unsure. Stay up-to-date by checking with the store location.
Resources to Check:
- Ask a Barista
- Look for Store Signage
- Check the Starbucks Website
Conclusion
So, to sum it up, while you can use your EBT card for groceries at Target, you generally cannot use it at the Starbucks inside Target. Because Starbucks locations inside Target operate separately and primarily sell items that aren’t covered by SNAP benefits. Knowing these rules will help you plan your purchases and make sure you have the right payment method ready.