If you’re wondering about using your EBT card to order groceries from Walmart through Instacart, you’re not alone! A lot of people find the convenience of online shopping super appealing. It’s especially helpful if you have a busy schedule or if getting to the store is tough. This essay will break down whether you can use your EBT benefits to order Walmart groceries with Instacart, and explore some important things to know about how it works, what you can buy, and how to make sure everything goes smoothly.
Can You Use EBT on Instacart for Walmart Orders?
Yes, Walmart does accept EBT cards for Instacart orders in many locations. This is great news for people who rely on SNAP benefits! It means you can use your food assistance to get groceries delivered right to your door, which can be a real time-saver and a big help for those who have difficulty getting to the store. However, how this works can be a little bit tricky, so let’s look at the details.

Setting Up Your Instacart Account for EBT
The first step is to make sure your Instacart account is ready to accept EBT. You’ll usually need to add your EBT card information to your Instacart account. This is similar to how you add a regular debit or credit card. Remember to double-check that your address is correct to ensure delivery to the right place.
You can follow these steps to set up your account:
- Go to Instacart.com or open the Instacart app.
- Create an account or log in to your existing account.
- Go to “Account Settings” or “Payment Methods.”
- Add your EBT card information. Make sure you know your PIN!
It’s important to know that not all items you can buy at Walmart are eligible for EBT. Instacart will often show you which items are covered by EBT and which aren’t, making it easier for you to shop within your benefits.
Always verify the items you are purchasing are covered by EBT, otherwise, you might get a denied transaction. Also, check out the Instacart EBT guidelines to learn more about restrictions.
What Can You Buy with EBT on Instacart?
Generally, you can use your EBT card to buy eligible food items, just like you would in a physical Walmart store. This includes things like fruits, vegetables, meat, poultry, fish, dairy products, and bread. You can’t usually use EBT to purchase non-food items, such as household supplies, toiletries, or pet food. These are not covered by the EBT program.
Here are some examples of what you can and can’t buy using EBT on Instacart:
EBT Eligible | Non-EBT Eligible |
---|---|
Fresh Produce (fruits, veggies) | Household Cleaning Supplies |
Meat, Poultry, and Fish | Pet Food |
Dairy Products (milk, cheese) | Toiletries |
Make sure to always check the product description on Instacart to confirm if an item is EBT-eligible. Keep in mind the rules for EBT can vary slightly from state to state.
Understanding the differences is very important when shopping on Instacart with EBT.
Paying for Your Order: Splitting Payments
A common question is how to pay for items that aren’t EBT-eligible when you’re using Instacart. Instacart allows you to split your payment between your EBT card (for eligible food items) and another payment method, like a debit card or credit card, for the non-eligible items. This way, you can still get all your groceries in one order.
To split your payment, follow these general steps:
- Add all your groceries to your Instacart cart.
- Proceed to checkout.
- During checkout, Instacart should automatically detect which items are EBT-eligible.
- Select your EBT card as the payment method for the eligible items.
- For the remaining items, choose your other payment method (debit/credit card).
Instacart will calculate the correct amounts to charge to each card. Always review the order summary before submitting it to ensure everything is correct.
Remember, if you have questions about splitting payments, Instacart customer service is available to help.
Delivery Fees and Other Charges
Delivery fees, service fees, and sometimes tips are important things to consider when using Instacart. While you can use your EBT card to pay for eligible groceries, it often *can’t* be used to pay for these extra fees. This means you’ll need a separate payment method (like a debit or credit card) to cover those costs.
Here’s a breakdown:
- Delivery Fees: These are the charges for having your groceries delivered to you.
- Service Fees: Instacart might charge a service fee.
- Tips: Tipping your shopper is optional but a nice way to show your appreciation for their service.
Always check the checkout page carefully to see the total cost of your order, including all fees, before you place it.
This is to make sure you know exactly what the total cost of your order will be. This will help you budget more effectively and avoid any surprises at checkout.
Finding Walmart on Instacart
To start using Instacart with your EBT card, you first need to find the Walmart store nearest you that offers Instacart delivery. This process is pretty simple and usually involves using the Instacart website or app. Make sure Instacart delivers from the Walmart store closest to you.
Here are some steps to find Walmart on Instacart:
- Open the Instacart app or visit Instacart.com.
- Enter your delivery address.
- Search for “Walmart.”
- The app will show you a list of nearby Walmart stores.
Make sure the store you select is the one you usually shop at and that it provides Instacart services. Once you have found the store, you can start filling your cart with items.
Double-check your delivery address again during checkout to be sure your groceries are sent to the right place.
Possible Issues and Troubleshooting
Sometimes, things don’t go exactly as planned. If you run into any problems while using your EBT card on Instacart, here’s what to do. For example, if your EBT card is declined, make sure you have enough funds on your EBT card. Also, double-check the card number and PIN.
Here’s a quick troubleshooting guide:
- Card Declined: Check balance, card number, and PIN.
- Incorrect Items: Contact Instacart support immediately.
- Delivery Issues: Contact Instacart support or the shopper.
- Payment Errors: Verify payment methods in your account.
If you’re having trouble with your payment, contact Instacart customer support for help. They can usually assist in getting these types of problems resolved.
Dealing with tech can sometimes be tricky. Instacart is often there to help. Don’t hesitate to reach out!
Conclusion
In conclusion, yes, you can often use your EBT card to pay for Walmart groceries through Instacart. However, it’s important to understand the rules about what you can buy, how to split payments, and how to handle fees. By setting up your account correctly, knowing what’s eligible for EBT, and being aware of delivery costs, you can take advantage of the convenience that Instacart offers while using your SNAP benefits. Remember to always check the Instacart website or app for the most up-to-date information and to contact customer support if you have any questions. Happy shopping!